English-Speaking Lawyers in Torremolinos

Legal Glossary

• Nota Simple
• NIE Number
• Plusvalia Tax
• IBI Property Tax
• Escritura Publica

Practice Areas

• Property Law
• Residency and Visas
• Inheritance Law

Torremolinos offers direct beach access and urban amenities at prices significantly below Marbella, with the added convenience of being just 5km from Malaga Airport. Many buyers prefer the lively, year-round international community atmosphere over the more exclusive Marbella scene. Property prices offer considerably more square metres for the same budget.

Your lawyer orders the Nota Simple, verifies there are no outstanding community debts, checks the habitation certificate (cedula de habitabilidad), and confirms planning compliance. Torremolinos has some older apartment blocks that predate current regulations - your lawyer checks for any regularisation issues before you complete.

Yes. The local legal community is highly experienced with British buyers. Post-Brexit, British nationals are treated as non-EU citizens for residency but ownership rights are unchanged. Your lawyer advises on the Non-Lucrative Visa, the Digital Nomad Visa, and annual IRNR tax filing for non-resident British owners.

Yes. Spanish banks typically lend up to 70% LTV to non-resident buyers. Your lawyer reviews the mortgage offer (FIPER/FIAE documentation) to ensure it meets the requirements of Spain's 2019 Mortgage Law. The notary also conducts a compulsory pre-signing meeting to confirm you understand the mortgage terms.

Budget 11-13% on top of the purchase price: ITP at 7-10% (Andalusia scale), notary fees (0.2-0.5%), Land Registry fees (0.1-0.3%), and legal fees (1-1.5%). Your lawyer provides a full cost breakdown before you sign any reservation or purchase document.